In short: Clear Reverse offers general education about reverse mortgages, not advice, loans or rate quotes. Our estimator is a rough illustration, not an offer, and you should confirm anything that matters with a HUD-approved counselor and a licensed lender.
About this site
clearreverse.com is run by Clear Reverse ("we" or "us"). We provide general educational information about reverse mortgages. We do not currently share your information with any lender. We are not a lender or mortgage broker, we do not make credit decisions, and we are not affiliated with HUD, FHA, or any government agency. We don't take loan applications, quote rates or pre-qualify anyone.
No offer or advice
Estimates and content are for illustration and education only. They are not loan offers, commitments, rate quotes, or legal, tax, or financial advice. Loan terms, eligibility, and amounts are set only by a lender. HUD-approved counseling is required before applying for a HECM.
How we contact you
If you send our form, we email you the guide. We contact you by email only; we do not call or text. Checking an optional box is never required, and you get the guide either way. You can unsubscribe at any time with the link in any email or by emailing hello@clearreverse.com.
Accuracy of information you provide
You agree that the information you send is accurate and about you, and that any phone number you give is yours or one you are allowed to use.
Compensation disclosure
We receive no money from any lender today. If we ever work with a lender, we will say so here and on our Lending Partners page first. That compensation does not depend on whether you obtain a loan.
Third-party links
Links to sites such as HUD or the CFPB are provided for convenience. We are not responsible for their content.
Disclaimer and limitation of liability
The site is provided "as is." To the fullest extent the law allows, we disclaim all warranties and are not liable for indirect or consequential damages from using the site.
Governing law
The governing law and how disputes are handled will be set during the attorney review.
Changes
We will post any changes here and update the "Last updated" date. Questions: contact us.